Whether as a first-time or move-on Buyer, the place to start is always with your Mortgage Lender. Money comes first! Nothing worse than falling in love with a home you don’t want to pay for, or setting your sights too low and not liking what you’re seeing. Either way, not good.
In the market we have right now, when we find a home you like, we need to move on it and convince that Seller you’re a good strong Buyer. That’s where your Lender’s pre-approval comes in, taking away the Seller’s risk of selling to someone who turns out not to be able to get financing. Here you are, fully approved and ready to go, so why not sell to you?
Buying a home is a process, not an event. Looking at homes on line can be a great way of getting a feel for the marketplace and your likes/dislikes, but there is no substitute for getting out there, where the rubber meets the road, and looking at some homes. It really crystallizes your ideas.
Buying is an emotional process. Sure, you need the certain number of beds and baths, but when we find the home that’s right for you, you’ll know it. I’ve only known the one couple in 20 years in the business who actually bought from a list and, let’s put it this way, the result wasn’t my choice!
When we have a contract on a home, then what’s your job?
Stay in touch with your Lender and get them everything they need in a timely manner;
Wait to buy a new car/quit your job/use the credit cards until after your home closes;
Have a Building Inspection and let’s ask for what the Inspector says needs correction;
Read the Conditions, Covenants & Restrictions if buying in a development;
Line up homeowners’ insurance and let your Lender know your choice of Broker;
Call the utility providers at your new address around the time you sign;
Organize the moving van;
Pack!
Don’t worry about staying in touch with me; I’ll stay in touch with you!
